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Specialty · Transportation

Transportation & NEMT

Fleets, livery, and non-emergency medical transportation operate under intense scrutiny and thin margins. We structure commercial auto programs that keep you compliant, covered, and on the road.

Why it’s different

Whether you run a paratransit operation, a livery fleet, or a non-emergency medical transport (NEMT) company, your vehicles are your business — and your largest liability. Auto claims are severe, contracts demand specific limits and certificates, and the wrong policy can leave you grounded or in breach overnight.

Domham Insurance Group places transportation programs with carriers who understand fleets and passenger transport. We handle the auto liability, the physical damage on expensive vehicles, and the specialized exposures — like abuse & molestation coverage — that NEMT and passenger operations genuinely need. We also keep your certificates and filings moving so contracts never stall.

Transportation & NEMT
Coverage we place

Protection tuned to your operation

A starting point — we tailor every program to how your business actually runs.

Commercial Auto Liability

Primary liability built for passenger and medical-transport fleets.

Physical Damage

Collision and comprehensive on vans, buses, and specialized vehicles.

Abuse & Molestation

Critical protection for operations transporting vulnerable passengers.

General Liability

Premises and operations exposure beyond the vehicles themselves.

Hired & Non-Owned Auto

Coverage when drivers use vehicles you don’t own outright.

Workers’ Compensation

Drivers and dispatch protected, with filings handled.

Who we serve

Built for businesses like yours

Non-emergency medical transportParatransit & wheelchair vansLivery & black-car servicesShuttle & charter operatorsSenior & special-needs transportCourier & delivery fleets

Don’t see your exact operation? Ask us — chances are we can place it.

Where Protection Meets Strategy

Let's cover your transportation & nemt risk.

Tell us about your operation and current coverage. We'll identify the gaps, place your program with the right carriers, and turn certificates around fast — at no obligation.