Commercial Lines
Strategic risk programs for businesses — property, general & professional liability, workers’ compensation, commercial auto, cyber, and specialty exposures.
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Where Protection Meets Strategy.
Protecting What You’ve Built.Positioning What’s Next.
Independent insurance and risk-management solutions for businesses, families, and property owners.
Independent by design
Whatever matters to you, we’ll help you protect it
An independent agency that shops the market for you and treats your coverage like it’s our own — for businesses and families across Metro Detroit.
Hospitality & Liquor Liability
Specialized coverage for restaurants, bars, taverns, and venues — liquor liability, property, assault & battery, and the exposures unique to hospitality.
Explore coverageTransportation & NEMT
Commercial auto and fleet programs for livery, paratransit, and non-emergency medical transportation — auto liability, physical damage, and abuse & molestation.
Explore coverageContractors
Coverage built for the trades — general liability, tools & equipment, builder’s risk, commercial auto, and workers’ compensation that keeps jobs moving.
Explore coveragePersonal Lines
Protect what matters most — home, auto, condo, renters, umbrella, valuables, watercraft, and recreational vehicles, structured around your life.
Explore coverageRisk Advisory
Beyond shopping rates — we identify coverage gaps, improve operational resilience, and structure programs that support growth and protect the bottom line.
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Commercial Lines
We treat your business like it’s our own.
Property, liability, workers’ comp, commercial auto, cyber and specialty risk — we find the gaps and build coverage that fits how you actually run.
Personal Lines
Protect what matters most.
Home, auto, umbrella, valuables and more — honest advice and the right protection for your family, without overpaying for what you don’t need.
Why Domham
Big-agency choice, small-town care
The whole market working for you — and a team that knows your name.
Independent & carrier-neutral
We work for you, not a single carrier. Relationships with multiple A-rated insurers let us structure coverage around your needs — not a quota.
Strategic risk advisors
We go beyond price. We find coverage gaps, reduce liability exposure, and build programs designed to support growth and long-term stability.
Service that stays
From first quote to claim, you get a responsive advisor who knows your account — not a call center and a policy number.
Commercial & personal under one roof
Run a business and a household? Coordinate every exposure — commercial, personal, and the umbrella that ties them together — with one team.
20+Years protecting our clients
30+Years of combined agent experience
A-RatedCarrier network
1:1A dedicated advisor who knows you
What our clients say
Trusted by the people we protect
I dealt with Tami, who helped me with home insurance. She found me better pricing and taught me about coverage I’d been over-insuring for previously. She’s now helping me with business coverage too — super professional, and she actually took an interest in me as a customer.
★★★★★Andrew H.Home & business insurance
I went in with my daughter for a quote on her first car, and came out with confidence in her new agent. Thank you for putting us at ease! Highly recommend.
★★★★★Calleen S.Personal auto insurance
Very helpful, fast, courteous, and knowledgeable. I would 100% recommend them to anyone.
★★★★★Cris R.Personal insurance
Your service was excellent — many thanks for your kind and efficient help. Lisa was truly amazing, trying every possible way to help me out. I’ve already recommended you to others, and I’ll continue to.
★★★★★Richard G.Personal insurance
How we work
What it’s like to work with us
No jargon, no pressure, no being passed around. Just four simple steps and a real person who stays with you.
We get to know you
First we listen. We learn your business, your family, and what you’d hate to lose — so we’re protecting what actually matters to you, not ticking boxes on a generic checklist.
We build your plan
We shop our network of A-rated carriers on your behalf and design coverage that fits your life and your budget — no gaps, no paying for things you don’t need.
We lay it out plainly
We walk you through your options side by side — coverage, limits, and price — in plain language, so you can decide with confidence. No pressure, ever.
We stick around
We’re not gone once the policy is signed. We review it every year, pick up the phone when you call, and stand with you the day a claim happens. That’s the whole point.
Questions, answered
A few things people often ask us
We aren’t tied to a single insurance company. We represent multiple A-rated carriers, so we can compare options and structure coverage around your needs and budget — not a quota. You get advocacy, not a sales pitch for one brand.
Yes. Our Commercial Lines and Personal Lines departments work under one roof, which is ideal if you run a business and a household. We coordinate every exposure — and the umbrella that ties them together — with one dedicated team.
Almost always. Most policies we review have gaps, overlaps, or limits that no longer match the client’s risk. A no-obligation review tells you exactly where you stand — and whether we can improve your coverage, your pricing, or both.
Request a consultation and tell us a little about what you need to protect. We’ll follow up, learn your situation, and build a tailored proposal across our carrier network. No pressure, no obligation.
Where Protection Meets Strategy
Let's talk about what matters to you.
Tell us a little about your life or your business, and we'll help you protect it — honest advice from real people who'll be here for the long haul. No pressure, no obligation.